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Never pay full price again
Immediate cash back at your favorite brands

As we deploy our digital debit technology with merchants across the country, stay tuned for more amazing rewards. In the meantime, start saving today with discounted gift cards.
Sign up and start saving
More information
8.5% cash back
$194.00
Choose merchant:
Stitch Fix
Amount:
$194.00
Stitch Fix Gift Card
$ 194.00
Imagine Cash Back
- $ 16.49
Total Charge
$ 177.51
Signed in as Alice Y.
25%
10%
10.5%
3.5%
7%
8%
8%
7.5%
10.5%
8.5%
10%
8%
Hundred of brands. No caps, restrictions, or gimmicks.

How it works

Signing up is free and takes less than 2 minutes
1
2
3
Shop like normal

We partner with stores to create an instant gift card for the amount of your order.
Buy a gift card from us

You buy the gift card using your Imagine digital debit account.
Apply gift card at checkout

Use the pay with gift card option at checkout and follow the site's instructions.

Our (very secure) technology

We believe in a more secure world, which is why we created digital debit technology. Our APIs are built on state-of-the-art security and link directly to your bank account. Your data is encrypted at all times, so what's yours is yours and no one else's. No exceptions.
Sign up and start saving

The last wallet
you'll ever need

Unlock the most rewarding payment experience
1-click touchless secure payments directly from your bank account

Get started

1
or download
➜ Get an account in less than a minute
2
Link
➜ Securely link a bank account
3
Spend
➜ Pay anywhere, anytime with Imagine
We care about protecting your data.
Here's our Privacy Policy.
How it works
For merchants
Super rewards

Spend more
Save more

Reward yourself with every purchase you make.
Exclusive experiences, unique deals, or points for tomorrow, merchants reward you more with Imagine.

It's time to benefit from a relationship with your merchant, not a plastic card.
Make More

You do you

Customize your rewards.
Choose the merchants you care most about.
Earn more with every purchase and we'll make sure you continue to earn more every day.
Online and in-store

Fast, easy, touchless checkout

1-click checkout online or a quick scan in-store.
Use Imagine to pay in a fast, easy and secure way.
Pay anywhere you see this graphic.
Everywhere you want

Pay at your favorite places

We are constantly expanding and would love to hear from you.
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Frequently asked questions

Why should I use Imagine?

Imagine gives you access to exclusive experiences, immediate rewards, and effortless payments unlike anything else. Imagine eliminates payment costs that are killing businesses in the United States, allowing them to pass savings on to you. Unlike Visa, Mastercard, American Express and big banks, Imagine cares about businesses as much as you. It's time to benefit from a relationship with the merchant, not a plastic card.

Imagine is a brand new payment network in the United States. We've built technology to provide you with the most secure, touchless and rewarding way to pay for goods and services at your favorite merchants. And there's more coming soon.

This is the last wallet you'll ever need.

Why is Imagine a more secure payment method?

Unlike conventional credit and debit cards, which were built based on paper and ink in the 1950s, Imagine was built in the digital era with security as a first principle. There is no card number to steal and no plastic to lose. You control when and how your money is spent.

Do I get rewarded by paying with Imagine?

Imagine makes buying magical. Be constantly surprised by rewards from all your favorite merchants. You'll always get more with Imagine.

Without charging merchants high payment fees per transaction, we enable them to surprise you with the best rewards you can get.

Is this another credit card?

No.

We hate credit cards. They encourage you to go into debt and enjoy profiting off extremely high interest rates when you can't pay. We believe you should be in total control over your money and only spend what you can. Imagine is linked to your bank account and money is withdrawn after you make a payment.

For those times you need a little extra boost, don't worry, we've got you covered. We'll be launching a feature soon to allow you to borrow when you need it most while maintaining control over your finances.

Why isn't Imagine accepted everywhere yet?

We are a new payment network focused on delivering the most rewarding payment experience. To achieve that mission, we had to rebuild payment technology from the ground up to avoid being slowed down by old, clunky systems.

We are expanding rapidly every day and we encourage you to tell your favorite merchants about Imagine. Click here to Tweet now.

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