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What is Imagine?

Imagine is a payment network that allows you to make purchases at merchants who have an Imagine verified account. It is the most rewarding way to pay, as Imagine enables merchants to reward you for every purchase you make.

Imagine is not like other payment networks. We do not charge merchants the typical fees associated with accepting digital payments which can exceed 3% of every transaction. This allows merchants to provide you with better rewards than you could get if you paid with a credit or debit card.

Imagine is also the safest way to pay. You do not receive a 16-digit account number from Imagine, so nothing can get stolen. Your account is managed online at or through your mobile phone using the Imagine mobile application (coming soon). Every purchase you make is encrypted and your account details are tokenized to protect you from unauthorized transactions on your account.

Funding your account to get started

When setting up your Imagine account, you will need to connect a US-based bank account as a funding source. For more information, please visit our Linking a Bank Account section.

Once you have successfully linked your bank account, you will be able to use Imagine to make purchases and earn rewards.

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